Purchase Loans

At Chris Negron, we specialize in helping homebuyers find the perfect mortgage solution for their next property purchase. Whether you’re a first-time homebuyer, upgrading to a larger space, or investing in a new property, our purchase loan programs are designed to meet your needs. With access to FHA, VA, Conventional, Jumbo, and USDA loans, we make homeownership more accessible with flexible terms, competitive rates, and expert guidance every step of the way.
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Tailored Financing for Every Buyer

No two buyers are the same, and your loan shouldn’t be either. At Chris Negron, we take the time to understand your financial situation, lifestyle goals, and future plans. Whether you need a low down payment, flexible credit requirements, or competitive interest rates, we’ll match you with the best loan program that supports your path to homeownership. We partner with leading lenders and offer a diverse selection of programs to meet every need — from government-backed FHA and VA loans to conventional and jumbo financing for high-value homes.

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Streamlined Application Process

Our streamlined process takes the stress out of securing a mortgage. From pre-approval to closing, we focus on speed, accuracy, and communication so you always know where you stand. Our team uses modern tools and expert guidance to make the documentation process easier, helping you get approved faster and move into your new home without delays. With Chris Negron, you’ll have a dedicated mortgage expert walking you through every step.

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Benefits of Choosing a Purchase Loan with Chris Negron

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Wide Range of Loan Programs – Choose from FHA, VA, USDA, Conventional, and Jumbo options tailored to your needs.

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Fast Pre-Approvals – Get pre-approved quickly to strengthen your offer and speed up your home search.

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Personalized Service – Work directly with an experienced mortgage specialist who understands your goals.

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Competitive Interest Rates – Secure affordable rates that help you save money over the life of your loan.
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Competitive Rates & Transparent Terms

We believe in full transparency and fair pricing. At Chris Negron, you’ll receive straightforward explanations of all rates, fees, and terms so you can make well-informed decisions. Our strong network of lending partners allows us to secure some of the most competitive rates in the market. Whether you’re buying your first home or upgrading to your dream property, our goal is to provide exceptional value without hidden surprises. We help you balance your loan structure to ensure affordability, security, and long-term financial comfort.

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Why Choose Chris Negron?

Choosing the right mortgage partner can make all the difference in your homeownership journey. With Chris Negron, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Chris Negron, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

talk to a loan specialist

"FAQs"

A Purchase Loan is a mortgage designed to help you buy a new home. It provides the funds needed to purchase a property while allowing you to pay back the loan over time with manageable monthly payments. At Chris Negron, we offer multiple loan types — including FHA, VA, Conventional, Jumbo, and USDA — to match your unique financial situation and goals.
The required down payment depends on the type of loan you choose. Some programs, like VA and USDA loans, offer zero down payment options, while FHA loans require as little as 3.5% down. Conventional loans typically start at 3%–5%, depending on credit and income. Our team will help you explore the best program to minimize your upfront costs.
Choosing the right mortgage depends on your income, credit score, property type, and long-term goals. During your consultation, Chris Negron will review your financial profile and help you compare loan types side by side. We’ll recommend the best solution for your situation — whether that’s a government-backed loan, a fixed-rate conventional mortgage, or a jumbo loan for a higher-value property.
The purchase loan process typically takes 25 to 40 days from application to closing, depending on the complexity of your file and how quickly documents are submitted. With Chris Negron, you’ll receive proactive communication, a streamlined process, and expert guidance to help you close on time — or even early.
Yes — and we highly recommend it. Getting pre-approved shows sellers that you’re a serious and qualified buyer, giving you a competitive edge in today’s market. Our pre-approval process is quick, straightforward, and can often be completed the same day, helping you shop for your dream home with confidence and clarity.

Expert Guidance from Start to Finish

With years of hands-on mortgage experience, our team has helped countless clients successfully achieve their homeownership goals. We’re not just lenders — we’re advisors who take the time to educate you on the best programs, repayment strategies, and cost-saving opportunities. We pride ourselves on providing a concierge-level service that makes every step easier. From the initial consultation to closing day, we ensure your loan experience is stress-free, on schedule, and completely transparent. Your success is our priority.